This Recommendation is based on the Payoneer debit card and how it will 

benefit you. I use Payoneer myself and feel qualified to give my opinion regarding 

this payment processor. Okay so you are wondering what Payoneer is all about 

and how will you use it? The Prepaid Debit Card works like any other debit card 

and you can make purchases in stores, online and at ATM’s Worldwide where 

MasterCard is accepted. 

Payoneer review   Payoneer was founded in 2005 and it 

is a leading global payment company 

that provides cost effective payment 

solutions for independent workers and 

affiliates in more than 200 countries 

worldwide. Cardholders will be able to 

receive funds immediately without 

hassles and they can withdraw money 

anywhere in the world where MasterCard is accepted. Unlike traditional 

payment methods – No credit or bank account history is required to apply. 

Payment options include: 

  • Deposits to local banks worldwide
  • Prepaid Debit cards
  • Wire transfers
  • Global and local e-wallets
  • Local-currency paper checks.
Payoneer scam

Who will benefit? 

Payoneer card   Payoneer’s private label 

debit cards enable freelancers, vendors, affiliates and publishers to receive their 

payouts and commissions immediately. Affiliate commissions are usually 

paid out through checks, PayPal and international wire transfers. For these types 

of payments the recipient is required to have a bank account, and transfers can 

take anything from a few days up to weeks to complete. With Payoneer transfers 

are quick and usually payments are available within 24 hours. 

If you are tired of waiting for days or even weeks to get your hard-earned money, 

then this payment processor will work for you. 

The safe, efficient and cost-saving solution is an alternative for web-based 

businesses that require affiliate payments. 

Who can apply? 

An applicant that is over the age of 18 can apply. If you are an affiliate or 

vendor the Payoneer will work perfectly, but obviously, everyone who needs a 

safe online payment system is welcome to apply. 

Why use Payoneer? 

Secure – Payoneer is constantly improving their technology to ensure customer 

privacy and authentication. They comply with all applicable online payment 


Safe – You will receive a replacement card and your balance will be transferred if your card had been lost. 

Flexible – Payoneer offers scalable and customizable options for everyone. I 

allow others to load money onto your card and enable you to make fast bank 

transfers with the Global Bank Transfer Service. 

Currency – No need to convert funds to your local currency. MasterCard 

automatically makes the conversion at competitive rates. 

Easy to use – The Payoneer online banking platform is easy to use without too 

much technicalities. 

Cost-effective – You will be able to avoid fees that are associated with sending 

money abroad. Payoneer have low monthly fees. 

Financial Responsible – You will only spend the amount that is loaded on the 

card because it is a debit card, not a credit card. This will allow you to manage your 

budget responsibly. 

Award-Winning – Payoneer had won the “Best business to employee payment” 

award at the Pay Before Awards 2010 

How long does it take to receive the Card? 

As soon as your application is approved, you will receive a confirmation e-mail 

that includes the estimated arrival date. I received my card about 2 weeks after 

approval, but I think that it depends all on where you are located. Cards are 

shipped with the standard international mail service – free of charge. 

What are the costs? 

A full list of fees and pricing will be displayed during your card application 

process. You do not need to maintain a minimum balance on your card and it can 

be cancelled at any time. 

  • Balance inquiry fee - $1    

  • Withdrawal fees from ATM’s - $3.15

Which Companies will I be able to receive funds from? 

The list is huge but I will mention some of the most popular companies that work 

with Payoneer: 

  • Inc. 
  • Amway Corporation 
  • Elance 
  • Facebook 
  • Google Inc
  •  Keynetics Inc. (Click Bank) 
  • Linkshare
  •  oDesk
  •  Microsoft Corporation 
  •  Fiverr
  • PayPal Inc. (Important Note: Transfers from PayPal to Payoneer are allowed, but transfers from the US Payment Service to PayPal are automatically declined)

Payoneer review


  • You will be able to reach countries that other payment services do not cover.

  • Get payments from multiple affiliate networks that offer Payoneer as a payment processor.

  • No bank account is required

  • Your account is held in US Dollars and will convert automatically when purchases are made in another currency.

  • Verify Moneybookers, Payza and PayPal with the Payoneer Card

  • Payments are available within 2 – 6 hours

  • You will have access to your account page and will be able to check balances and transactions at any time

  • Telephone, email and live chat support.

  • $25 will be added to your Payoneer account when you receive or transfer over $100 in earnings to your card.

Visit Payoneer
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Emmanuel Essien